Friday, October 14, 2011

Finance Article Category

Money will never be enough. Whether you earn $ 100 or more, it will always be room for more and more needs and desires in your life. Currently I earn double what I earn two years ago, but my costs and twice as much. If you do not look for this trend to marry with your needs and your income, you get frustrated and I think the problem is with money, but you're the one causing the problem.

I prayed for wisdom on how to spend wisely to avoid the pitfalls and have help. I reached the top, but so far I am very happy with how I manage my finances. At this time I would give you tips on how to manage their needs and desires in terms of money and avoid going overboard. The secret is to live within their means, and this is how

First Write down your daily needs and demands that you spend on the distribution and the needs and desires into three categories, daily, weekly and monthly

Second Next to each category Write your wants and needs and how much you spend on them. Be honest with yourself Do not underestimate or overestimate, you must be in place. If you are over / under estimate you will not do it. Prices do not change within a short time, so you have to go to the grocery store or supermarket to get the exact price of the goods you buy daily, weekly or monthly.

Third Find totals for each category, such as the daily category is multiplied by thirty, you know how much you spend per month and a weekly budget of four. Add your sums and see how much you spend.

4th If your budget exceeds what you get, then you will have to review your needs and requirements and be disciplined enough to reduce wants at this time, and make sure that your needs may be overboard. If you find that your needs are expensive, then you should find a place where it can be the same need can be bought cheaply, for example, instead of buying tomatoes or other raw vegetables and fruits in the supermarket trying to get them from your local dealer. If you stay in the house is eating my money to move to a cheaper apartment descent.

5th Stick to this budget and consulted with him regularly, go back and make sure you're on track or off track. Try it for just a month and see the big difference is positive and you still manage to save money.




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